How to Freeze Your Credit and Stay Safe Online

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Data breaches and hack attacks are a fact of life. To protect your identity and your financial information, use these three simple best practices. And if you really want to be safe, consider freezing your credit. Here’s how.

You know better than to answer that spam email from some Nigerian prince asking you to wire money — but anytime you send personal information through online forms or portals, you put your credit at risk.

SEE ALSO:Free Credit Report Freezes

It’s not just obvious and cheesy scams that lead to trouble. Shopping, booking travel, banking and other activities you do online or through email create opportunities for your personal or financial information to be misused or stolen.

While many websites and companies take steps to protect visitors and customers, you can’t rely on everyone else to keep you safe.

As we’ve seen multiple times over the past few years, major corporations are susceptible to data breaches — and even credit bureaus themselves don’t do all they can to properly safeguard consumer data, as 2017’s scandal with Equifax revealed.

So how can you stay safe online and protect your credit? And more importantly, what should you do if you feel your information was compromised?

Here’s what you need to know.

3 Simple Best Practices to Keep Your Information Safe

There are a few basic steps you can take to avoid fraud, protect your credit and keep your information safe.

1. Don’t submit personal information on non https:// sites

Take a look at the URL in your browser right now. Does it lead with “http://” or “https://”?


Please note when entering any information for payment within Lighthouse Credit Resource Center you will see https as well.


Any questions or concerns, please contact us at

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